Preserving and Protecting Personal and Corporate Wealth since 2006
Headquartered in London. Our firm specializes in all aspects of Wills, Inheritance Tax Planning, Lasting Powers of Attorney, Trusts and Taxation and Funeral Plans. Whether you’re a single person, married, a parent or a business owner Alpha can help. We bring extensive experience and professionalism to every case and customize our support to your individual needs and concerns.
Our advisers have been practicing for over a decade. We’re at the forefront of legal and financial solutions, and have monitored their use to inform our own legal approaches—all to give you exceptional advice that will last for years to come.
Get in touch with us to arrange a free consultation, or use the contact form at the bottom of this page to enquire whether our services are right for you.
Contact
➤ LOCATION
Lower Chambers, 11 Fairthorn Road, London SE7 7RL
☎ CONTACT
info@alphaestateplanners.co.uk
020 8305 9678
Areas of Practice
Wills
A study by the Law Society in 1986 established that nearly 70% of the UK population do not have a will or have made adequate provisions for their loved ones or dependents. A more recent survey found that this figure has actually risen since then. At Alpha we can help advise on all aspects of writing a will and the implications of it. From simple wills to more tax efficient vehicles, our solutions will deal with all of your needs efficiently and professionally.
Trusts
The use of Trusts, while complicated, are a very good way of providing for future generations. They have HMRC approval to run for up to 125 years and can be a great way of funding house purchases for your children, paying for school or university fees, and protecting yourselves and your loved ones from the impact of Long Term Care fees in your old age, bankruptcy and divorce settlements. Their advantages are so vast that we are unable to describe them all succinctly here. Alpha can arrange for one of our Senior Consultants to visit you at home to discuss these further.
Inheritance Tax (IHT)
The impact of IHT on even the more modest estates is becoming a real problem especially in the South East where house prices alone already take up most of a person's or a couple's allowance. These allowances (currently £325,000 each) are set to rise gradually between now and 2021 to include a transferable house allowance. Even then property prices are set to rise to the point they will negate these extra allowances. Persons or couples with no property but with considerable cash holdings will not benefit at all from these changes.
FUNERAL PLANS
Many of our clients also wish to establish their final wishes with regards their own funerals within their wills. Alpha can now take that a step further with pre-paid funeral plans provided by market leaders, Golden Charter Funeral Plans. Golden Charter represent the remaining independent funeral directors in the UK (many are now owned by big, mainly american corporations), and allow for someone to not only plan their exact wishes for their funerals but to pay for it in convenient monthly instalments. This has the benefit of "locking in" the fees for the funeral at today's prices as opposed to what they are likely to be in the future.
LASTING POWER OF ATTORNEY (LPA)
A professionally drafted will is a great way of letting your wishes be known after you've passed away, but what happens if you suffer a mental problem, are in a coma or a life support machine? Or even just leave the country for a while and can no longer manage your affairs? The answer is a Lasting Power of Attorney. This is a document that allows for someone (usually your spouse, children or another person that you know, like and trust) to take control of you affairs in the event of any of these situations arising. If you don't give this power when you are of sound mind and any of the scenarios above take place, the courts will freeze all assets including all accounts and mortgages (even those in joint names with someone who is still perfectly mentally sound) until they are presented with a legally binding LPA appointing someone to take control and responsibility of your affairs. If there is no such document in place, a much more complicated and expensive procedure to gain access to those assets is required. There are two types of personal LPA, one for Property and Affairs, and one for Health and Welfare. There is also a Business LPA for business owners, directors, shareholders etc. Alpha can advise on all aspects of these notoriously complicated documents.
HIGH NET WORTH Individuals
Alpha work with a selection of highly-skilled professional strategic partners to establish bespoke tax-planning vehicles. If you fall into this category or have many assets including rental properties, the new rules with regards mortgage relief may be of concern to you. Don't be concerned, Alpha can help!! Please contact us to arrange an initial consultation whereby we will establish your needs and refer you to the partner most suited to your circumstances.
“We must all obey the great law of change. It is the most powerful law of nature.”
Let's Chat.
Use the form below to contact us regarding your legal enquiry. Please be as detailed as possible. To help us best service your enquiry, we recommend that you first describe the issue you’re having before telling us what you want to achieve. You may also email or call us to make an appointment.
For job opportunities, please email us your current CV. We’re always looking for new and exceptional talent to lead the firm into uncharted fields of practice.